Independent Agency · Since 1994

Quality coverage,
honest prices.

We shop dozens of insurance companies to find you the best rate on auto, motorcycle, commercial and SR-22 policies — serving Jacksonville, Orange Park, and St. Augustine.

4.5· 908 reviews
25+
Carriers shopped
906
5★ neighbors served
3
Languages spoken
Same-Day
SR-22 and FR-44 filings
What we cover

Coverage built around your life.

View all services

Auto Insurance

Affordable coverage shopped across multiple top carriers.

SR-22 & FR-44

High-risk filing experts. Fast, accurate, and same-day available.

Commercial Auto

Coverage for trucks, fleets, and business vehicles of every size.

Motorcycle

Protect your ride with policies built for Florida roads.

Why Carter Insurance?

Tickets? No tickets? We don't care.

Our job is finding you affordable coverage — even when other agencies turn you away. We'll handle license suspensions, SR-22s, FR-44s, ID cards and proof of insurance over the phone, and shop until we find you the right policy.

  • Multilingual team
    English, Spanish, and Bosnian.
  • Fast service
    Most quotes and policies handled the same day.
  • Independent advocates
    We work for you to get the lowest price.

"I have been using carter insurance for 14 years. They have always been very kind and prompt and willing to help in any way that they can. Very professional."

"Very fast and they know how to get it done. Doesn't take hours like other places."

"Ms. Amelia was so great and helpful. Shopped multiple companies for me."

"Very professional help me in all areas and aspects with my insurance Very respectful understanding and honest it has wonderful customer service."

Ready for a better rate?

Call us, stop by, or request a quote online. We'll do the shopping — you just tell us where to send the savings.